How to Take the HUD-Approved Homebuyer Course in Houston

Everything you need to know to meet HBAP 2.0 requirements and feel confident as a first-time buyer.

If you're applying for the Houston Homebuyer Assistance Program (HBAP 2.0) or any other down payment assistance program, completing a HUD-approved homebuyer education course is one of the first — and most important — steps in your journey.

This course isn’t just a requirement; it’s a powerful tool to help you understand the full homebuying process — from financing to closing. And the best part? You can take it online, in person, and often at little to no cost.

Here’s what you need to know:

What Is a HUD-Approved Homebuyer Course?

A HUD-approved course is an 8-hour educational program that teaches you:

• The full homebuying process

• How to compare loan products

• How to budget for homeownership

• How credit scores impact mortgage approval

• What to expect during closing

• How to avoid predatory lending and scams
  
  

You’ll receive a Certificate of Completion at the end, which is required to access programs like HBAP 2.0 in Houston.

When Should You Take the Course?

You should take the course before you start making offers — ideally right after your HBAP pre-approval. You’ll need the certificate to submit with your application, and it’s valid for up to 12 months, depending on the lender or assistance program.

Where to Take the HUD Course in Houston

In-Person Options

If you prefer to attend a local class or want direct Q&A access, here are Houston-based HUD-approved nonprofits that offer in-person options:

• Houston Area Urban League
  www.haul.org
  Free monthly classes and one-on-one counseling
  
  

• Avenue CDC
  www.avenuecdc.org
  Offers bilingual courses and personalized guidance
  
  

• Fifth Ward CRC
  www.fifthwardcrc.org
  Focused on educating homebuyers in underserved communities
  
  

Online Options

For maximum convenience, you can take the course online at your own pace:

• Framework®
  www.frameworkhomeownership.org
  HUD-approved, $75 fee (often reimbursable through HBAP 2.0)
  
  

• eHome America
  www.ehomeamerica.org
  Available in English and Spanish; widely accepted in Texas
  
  

What Does It Cost?

• Courses typically range from free to $99, depending on the provider

• HBAP 2.0 participants may qualify for free or reduced-cost options through local partners

• Always confirm eligibility with your HBAP advisor or lender before enrolling
  
  

What Happens After the Course?

Once you complete the course:

• ✅ You’ll receive a Certificate of Completion

• ✅ You can submit it with your HBAP 2.0 application

• ✅ You’ll be better prepared to make smart, confident decisions throughout your homebuying journey
  
  

Pro Tip for First-Time Buyers

Even if you’re not applying for HBAP 2.0, this course is a goldmine of insight. Most past attendees say it helped them:

• Understand what lenders are really looking for

• Avoid common first-time buyer mistakes

• Ask better questions during showings and financing meetings
  
  

Final Thoughts

Completing a HUD-approved homebuyer education course is more than just checking a box for HBAP 2.0 — it’s your foundation for a smart, confident, and successful home purchase.

Whether you choose an in-person experience or the convenience of an online course, make it your next step toward owning a home in Houston.

Need Help Finding the Right Course?

Pop Realty can guide you to a trusted local partner and make sure your course counts toward HBAP 2.0.

Call or text us at 713-714-5926 to get started!